RISK RANKING SERVICES
EdgeMAC’s Risk Ranking Model is designed to identify the layered risk associated with a group of loans. Numerous variables are ranked, individually and in association with each other, to determine the overall risk associated with the assets.
The model can be utilized in different scenarios depending on the amount of data available and which third party products are included to enhance the output:
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Portfolio Acquisition:
- A high level underwriting method for aged assets
- An adverse sample selection tool for loan level due diligence
- A risk based pricing model input
- An initial indicator of exit strategy options
- An indicator of current and future borrower behavior
- A tool to gain an understanding of the overall risk associated with a portfolio
- An ongoing, cost-effective asset management tool
- Identifies loans potentially eligible for refinance and modification
Portfolio Management:
PORTFOLIO ADMINISTRATION
EdgeMAC has an experienced team of professionals with an intimate knowledge of modeling securitization structures and cashflows. This group is adept at finding reporting errors and inconsistencies and have identified millions of dollars of misdirected or miscalculated cashflows. We completely reengineer and recalculate all the pertinent information to identify reporting problems.
Our analysis can include:
- Reconciliation of remittances
- Waterfall reconciliation
- Cash flow analysis
- Liquidation analysis
- Bond analytics
- MSR Valuations