EdgeMAC has a customized suite of Operations Reviews developed to help clients perform an objective analysis of their own, evaluate a target acquisition, or assess counterparty risk through regularly scheduled on-site performance evaluations. Our operational analysis can be combined with file reviews or data analytics and tailored to meet specific goals and objectives for each individual institution.
Originator Reviews
- Strength of Management, Turnover and Depth of Staff Experience
- Adherence to Policies & Procedures
- Technology/Systems Administration
- Underwriting Practices/Guideline Exception Reviews/Repurchase-Related Risk and Liability
- Conformance with FHA/Agency Standards
- Loan Level Credit, Compliance, Appraisal or Fraud Reviews
- Contingency/Disaster Recovery Plans
Warehouse Lending Reviews
- Aged Asset Analysis
- Adherence to Policies & Procedures
- Internal/Investor Guideline Quality Assurance Reviews
- Risk Transfer Controls
Servicer Reviews
- Strength of Management, Turnover and Depth of Staff Experience
- Adherence to Policies & Procedures
- Technology /Systems Administration
- Identification of Performance Gaps
- Portfolio Performance History and Default Management Process
- Benchmarking to Industry Standards and Timelines
- Conformance with Pooling & Servicing Agreement and/or other critical documents
- Investor Reporting Process and Accuracy Assessment
- Contingency/Disaster Recovery Plans